MSB remains true to our mission to provide a safe, secure, competitive source of financial services to the residents of our market area while remaining an independent locally-owned community bank — one of only a few left in the area. What does that mean for you? At Metamora State Bank you are more than a customer — you are a friend. Our employees will get to know you on a first-name basis. They look forward to your bank visit and want to hear about your family and friends. Whether you are looking for a mortgage loan, a construction loan, a new vehicle, or business loan, loan decisions are made here.